What did hail and wind reports look like in your county?
Pick your county to see how many hail and severe wind reports NOAA recorded there between July 2024 and June 2026. We kept counts, not a dated list of storms, so the answer tells you how often weather was reported nearby and nothing about what happened to your roof. It runs in your browser and asks for nothing.
Answer the questions
Should I file a claim?
This list uses only facts from the Michigan insurance regulator (DIFS) and the statute. It does not tell you to file or not to file, because that depends on your policy and your repair estimate.
- Tell your insurer as soon as possibleDIFS's first step after storm damage is to notify your insurance company or agent as soon as possible, and to keep notes of every conversation: date, representative, claim number and a summary. DIFS gives no number of days.
- Know your deductible before the claim is paidDIFS tells you to know your deductible before payment. Compare the deductible with a written repair estimate before you decide how to proceed.
- A county record is not damage to your roofA count of reports in your county does not prove anything happened to your roof. Photographs taken before cleanup, and a written inspection from a roofing company, are what show damage on your own house. DIFS also says a homeowners policy covers only the damaged part of a roof, and the insurer is not required to replace the entire roof.
- Ask how a claim affects your premiumDIFS lists your claim history among the factors in what you pay for home insurance. Ask your agent before you file what a claim could mean for your own policy.
- Know the one-year limit for a lawsuitUnder MCL 500.2833(1)(q), a lawsuit must start within 1 year after the loss or within the time your policy gives, whichever is longer, and the time stops running from the day you notify the insurer until it formally denies liability. That provision is written for fire policies, so how it applies to a homeowners wind or hail claim is our reading and a question for an attorney.
- Never let a contractor cover the deductibleDIFS lists a repairman who offers to cover the deductible by raising the estimate or bill as insurance fraud, and Michigan treats it as a felony.
The NOAA counts, county by county
| County | Hail reports | Hail days | Largest hail (in) | Wind reports | Wind days | Strongest wind (knots) | Tornado reports |
|---|---|---|---|---|---|---|---|
| Wayne | 4 | 3 | 1.25 | 29 | 13 | 66 | 2 |
| Oakland | 5 | 4 | 1 | 37 | 15 | 61 | 1 |
| Macomb | 1 | 1 | 1 | 27 | 13 | 65 | 1 |
| Kent | 4 | 2 | 1 | 33 | 12 | 70 | 6 |
| Genesee | 0 | 0 | 0.88 | 19 | 10 | 61 | 2 |
| Washtenaw | 1 | 1 | 1 | 12 | 6 | 61 | 1 |
| Ottawa | 14 | 1 | 2.75 | 12 | 6 | 87 | 2 |
| Ingham | 7 | 3 | 1 | 16 | 7 | 65 | 2 |
| Kalamazoo | 1 | 1 | 1 | 22 | 8 | 65 | 1 |
| Livingston | 4 | 3 | 1.25 | 15 | 8 | 70 | 1 |
| Saginaw | 3 | 2 | 1.25 | 12 | 6 | 59 | 5 |
| Muskegon | 0 | 0 | 0 | 6 | 3 | 63 | 0 |
| Jackson | 1 | 1 | 1 | 11 | 7 | 83 | 0 |
| St. Clair | 5 | 3 | 1.75 | 10 | 8 | 61 | 0 |
| Monroe | 3 | 1 | 1 | 9 | 8 | 70 | 1 |
| Bay | 2 | 2 | 1 | 12 | 7 | 61 | 0 |
| Calhoun | 1 | 1 | 1.25 | 15 | 6 | 66 | 2 |
| Clinton | 0 | 0 | 0 | 15 | 7 | 65 | 0 |
| Eaton | 1 | 1 | 1 | 12 | 5 | 78 | 2 |
| Midland | 0 | 0 | 0 | 6 | 4 | 61 | 0 |
Every possible result
The result above appears when scripts are on. Each result below is listed with the answers that lead to it, in the order the tool checks them.
Wayne County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Wayne
From July 2024 to June 2026 the NOAA Storm Events database lists 4 hail reports of 1 inch or larger in Wayne County, on 3 distinct days, and the largest hail was 1.25 inches. Several reports share a day, so the day count is the better guide to how often hail was reported. For wind, it lists 29 reports of 50 knots (58 mph) or more on 13 distinct days, and the strongest reading is 66 knots. It also lists 2 tornado reports. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Oakland County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Oakland
From July 2024 to June 2026 the NOAA Storm Events database lists 5 hail reports of 1 inch or larger in Oakland County, on 4 distinct days, and the largest hail was 1 inch. Several reports share a day, so the day count is the better guide to how often hail was reported. Counting hail of any size, the database lists 10 reports. For wind, it lists 37 reports of 50 knots (58 mph) or more on 15 distinct days, and the strongest reading is 61 knots. It also lists 1 tornado report. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Macomb County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Macomb
From July 2024 to June 2026 the NOAA Storm Events database lists 1 hail report of 1 inch or larger in Macomb County, on 1 distinct day, and the largest hail was 1 inch. Counting hail of any size, the database lists 3 reports. For wind, it lists 27 reports of 50 knots (58 mph) or more on 13 distinct days, and the strongest reading is 65 knots. It also lists 1 tornado report. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Kent County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Kent
From July 2024 to June 2026 the NOAA Storm Events database lists 4 hail reports of 1 inch or larger in Kent County, on 2 distinct days, and the largest hail was 1 inch. Several reports share a day, so the day count is the better guide to how often hail was reported. Counting hail of any size, the database lists 6 reports. For wind, it lists 33 reports of 50 knots (58 mph) or more on 12 distinct days, and the strongest reading is 70 knots. It also lists 6 tornado reports. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Genesee County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Genesee
The NOAA Storm Events database lists no hail reports of 1 inch or larger in Genesee County from July 2024 to June 2026. It does list 2 smaller hail reports, the largest 0.88 inches. That is only what was recorded, and larger hail can still fall there. For wind, it lists 19 reports of 50 knots (58 mph) or more on 10 distinct days, and the strongest reading is 61 knots. It also lists 2 tornado reports. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Washtenaw County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Washtenaw
From July 2024 to June 2026 the NOAA Storm Events database lists 1 hail report of 1 inch or larger in Washtenaw County, on 1 distinct day, and the largest hail was 1 inch. Counting hail of any size, the database lists 2 reports. For wind, it lists 12 reports of 50 knots (58 mph) or more on 6 distinct days, and the strongest reading is 61 knots. It also lists 1 tornado report. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Ottawa County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Ottawa
From July 2024 to June 2026 the NOAA Storm Events database lists 14 hail reports of 1 inch or larger in Ottawa County, on 1 distinct day, and the largest hail was 2.75 inches. Several reports share a day, so the day count is the better guide to how often hail was reported. For wind, it lists 12 reports of 50 knots (58 mph) or more on 6 distinct days, and the strongest reading is 87 knots. It also lists 2 tornado reports. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Ingham County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Ingham
From July 2024 to June 2026 the NOAA Storm Events database lists 7 hail reports of 1 inch or larger in Ingham County, on 3 distinct days, and the largest hail was 1 inch. Several reports share a day, so the day count is the better guide to how often hail was reported. For wind, it lists 16 reports of 50 knots (58 mph) or more on 7 distinct days, and the strongest reading is 65 knots. It also lists 2 tornado reports. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Kalamazoo County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Kalamazoo
From July 2024 to June 2026 the NOAA Storm Events database lists 1 hail report of 1 inch or larger in Kalamazoo County, on 1 distinct day, and the largest hail was 1 inch. For wind, it lists 22 reports of 50 knots (58 mph) or more on 8 distinct days, and the strongest reading is 65 knots. It also lists 1 tornado report. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Livingston County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Livingston
From July 2024 to June 2026 the NOAA Storm Events database lists 4 hail reports of 1 inch or larger in Livingston County, on 3 distinct days, and the largest hail was 1.25 inches. Several reports share a day, so the day count is the better guide to how often hail was reported. For wind, it lists 15 reports of 50 knots (58 mph) or more on 8 distinct days, and the strongest reading is 70 knots. It also lists 1 tornado report. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Saginaw County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Saginaw
From July 2024 to June 2026 the NOAA Storm Events database lists 3 hail reports of 1 inch or larger in Saginaw County, on 2 distinct days, and the largest hail was 1.25 inches. Several reports share a day, so the day count is the better guide to how often hail was reported. For wind, it lists 12 reports of 50 knots (58 mph) or more on 6 distinct days, and the strongest reading is 59 knots. It also lists 5 tornado reports. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Muskegon County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Muskegon
The NOAA Storm Events database lists no hail reports of any size in Muskegon County from July 2024 to June 2026. Zero is only what was recorded, and hail can still fall there. For wind, it lists 6 reports of 50 knots (58 mph) or more on 3 distinct days, and the strongest reading is 63 knots. No tornado reports are listed for the county. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Jackson County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Jackson
From July 2024 to June 2026 the NOAA Storm Events database lists 1 hail report of 1 inch or larger in Jackson County, on 1 distinct day, and the largest hail was 1 inch. For wind, it lists 11 reports of 50 knots (58 mph) or more on 7 distinct days, and the strongest reading is 83 knots. No tornado reports are listed for the county. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
St. Clair County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: St. Clair
From July 2024 to June 2026 the NOAA Storm Events database lists 5 hail reports of 1 inch or larger in St. Clair County, on 3 distinct days, and the largest hail was 1.75 inches. Several reports share a day, so the day count is the better guide to how often hail was reported. Counting hail of any size, the database lists 6 reports. For wind, it lists 10 reports of 50 knots (58 mph) or more on 8 distinct days, and the strongest reading is 61 knots. No tornado reports are listed for the county. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Monroe County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Monroe
From July 2024 to June 2026 the NOAA Storm Events database lists 3 hail reports of 1 inch or larger in Monroe County, on 1 distinct day, and the largest hail was 1 inch. Several reports share a day, so the day count is the better guide to how often hail was reported. Counting hail of any size, the database lists 4 reports. For wind, it lists 9 reports of 50 knots (58 mph) or more on 8 distinct days, and the strongest reading is 70 knots. It also lists 1 tornado report. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Bay County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Bay
From July 2024 to June 2026 the NOAA Storm Events database lists 2 hail reports of 1 inch or larger in Bay County, on 2 distinct days, and the largest hail was 1 inch. For wind, it lists 12 reports of 50 knots (58 mph) or more on 7 distinct days, and the strongest reading is 61 knots. No tornado reports are listed for the county. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Calhoun County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Calhoun
From July 2024 to June 2026 the NOAA Storm Events database lists 1 hail report of 1 inch or larger in Calhoun County, on 1 distinct day, and the largest hail was 1.25 inches. For wind, it lists 15 reports of 50 knots (58 mph) or more on 6 distinct days, and the strongest reading is 66 knots. It also lists 2 tornado reports. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Clinton County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Clinton
The NOAA Storm Events database lists no hail reports of any size in Clinton County from July 2024 to June 2026. Zero is only what was recorded, and hail can still fall there. For wind, it lists 15 reports of 50 knots (58 mph) or more on 7 distinct days, and the strongest reading is 65 knots. No tornado reports are listed for the county. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Eaton County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Eaton
From July 2024 to June 2026 the NOAA Storm Events database lists 1 hail report of 1 inch or larger in Eaton County, on 1 distinct day, and the largest hail was 1 inch. For wind, it lists 12 reports of 50 knots (58 mph) or more on 5 distinct days, and the strongest reading is 78 knots. It also lists 2 tornado reports. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Midland County: hail and wind reports, Jul 2024 to Jun 2026
Chosen when: Which county is the roof in: Midland
The NOAA Storm Events database lists no hail reports of any size in Midland County from July 2024 to June 2026. Zero is only what was recorded, and hail can still fall there. For wind, it lists 6 reports of 50 knots (58 mph) or more on 4 distinct days, and the strongest reading is 61 knots. No tornado reports are listed for the county. Each report is counted separately, so one storm that crosses several places or produces several reports shows up more than once. The newest months are preliminary, and a low count does not mean low risk. We recorded counts rather than a dated list, so this page cannot say which day anything happened, and a report in your county does not show damage to your roof.
Try first: From the ground, photograph any missing or lifted shingles and any damage to gutters, vents or flashing. Do not climb on the roof.
Stop and call someone if: Water is coming in or a ceiling is stained and spreading. Go to emergency repair first and read the record later.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Pick a county to see its record
Chosen when: Any other answers
The record covers 20 Michigan counties, listed in the menu. A county that is not listed has no figures here, which says nothing about its weather.
Try first: Choose the county where the roof is.
Stop and call someone if: Water is coming in right now: use emergency roof repair first.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
Storm damage you can see
Chosen when: What happened: I saw storm damage
Photograph it from the ground before any cleanup, make only temporary repairs, and tell your insurer. DIFS says to hold off on permanent repairs until the insurer has inspected or tells you to go ahead. Door-to-door offers that follow a storm are a different matter: read the guide before you sign anything.
Storm damage · After a hailstorm or windstorm: how a Michigan roof insurance claim works
A leak with no storm behind it
Chosen when: What happened: A leak, and no storm that I know of
Start by finding out where the water comes in. DIFS says standard homeowners policies cover a range of winter problems including ice dams and leaky roofs, and that cause and policy wording decide whether yours does, so read the guide on leaks before you assume either answer.
Roof leak · Is a leaking roof covered by your Michigan homeowners policy
You are not sure there is anything to find
Chosen when: What happened: I am not sure · or · Any other answers
A roof inspection answers that question with photographs of your own roof. Ask the company for the written findings and keep them: they are worth having whether or not a claim follows. DIFS also says never to feel pressured into an immediate decision.
Roof inspection · How to check a Michigan roofer's license on LARA, and what to do if the work goes wrong
These are counts of reports in a public NOAA database, read for July 2024 to June 2026, the latest 24 months NCEI had published when we pulled them on Oct 19, 2026. Severe wind means 50 knots (58 mph) or more, measured or estimated; hail means 1 inch or larger. A low number does not mean low risk, and the figures say nothing about your roof.
We are a referral service, not a roofing company. How we check what we publish.
- NOAA NCEI Storm Events Database, bulk details files d2024, d2025, d2026 Read Oct 19, 2026.
- DIFS: Disaster Preparedness and Insurance Recovery in Michigan Read Oct 19, 2026.
- DIFS: Tornado / Severe Storms Read Oct 19, 2026.
- DIFS: Your Guide to Homeowners Insurance, underwriting factors Read Oct 19, 2026.
- MCL 500.2833 (fire insurance policy mandatory provisions) Read Oct 19, 2026.
- DIFS: What is Homeowners Insurance Fraud? Read Oct 19, 2026.
- MCL 500.4503 and 500.4511 Read Oct 19, 2026.
- DIFS: Winter Storms Read Oct 19, 2026.
Request sent
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- 1The company calls or texts from its own number, which may not look familiar, and we do not control when. If you have heard nothing after one business day, treat the request as unmatched and use the license lookup below.
- 2Before you agree to any work, ask for the license number and check it with your state's licensing board. Ask what the estimate covers and get the price in writing.
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- Photograph the damage from the ground and from inside the house, and keep the dates on the photos.
- Find your homeowners policy and note the deductible.
- Do not sign anything at the first visit. Read any paper before you put your name on it.
- Ask for the license number and check it with your state's licensing board before you agree to work.